Another major takeaway from Unstop's report is the growing disparity between academic preparation and corporate expectations.
'To be able to sail through such volatilities, it is prudent to focus on quality.'
'I think today RBI supervision is much sharper than what it was earlier.'
Maharashtra, Karnataka and Delhi are emerging as major hubs for employable talent.
SBI Mutual Fund recently launched the SBI Quant Fund. Its new fund offer (NFO) opened on December 4, 2024, and will close on December 18, 2024. Currently, 11 fund houses manage quant funds with assets worth Rs 9,013.6 crore.
Among the commonly used analgesic formulations (painkillers) found NSQ are combinations of paracetamol with ibuprofen, diclofenac and mefenamic acid. Medications using these combinations are commonly used to treat fever, mild migraine, period and muscle pain.
Business cycle funds aim to optimise returns by aligning their portfolios with different phases of the economic cycle. First-time investors, those who prefer stable sector allocations, and those averse to volatility should steer clear of them.
'If you invest in a rush at the last moment, you could compromise on selecting the best tax-saving options.'
New investors should gradually build a 5 to 10 per cent allocation to gold.
In addition to interest rates, review the fine print for penalties and repayment terms, and select a reputable lender to avoid harsh recovery practices.
Ensure the sum insured for the super topup is enough to cover even worst-case scenarios.
The fundamental responsibility for preventing such crimes and for bringing the criminals to justice rests with the State, and it cannot abdicate that function.
Cardiac care plans are ideal for individuals with pre-existing heart conditions or a family history of heart issues. Those who can't get coverage under a comprehensive plan should opt for these plans.
'Arbitrage funds make the most sense for those in the 30 per cent tax bracket, are viable for those in the 20 per cent bracket, but less so for those in the 10 per cent bracket.'
Investors should match their investment horizon with the fund's portfolio duration.
'A dynamic bond fund acts like a gilt fund in a rate cut scenario and like a conservative short-term bond fund when rates rise.'
Invest with a 5 to 7 year horizon so that you are able to ride out price volatility and benefit from the long-term trends of demand and macroeconomic shifts.
If you lack an emergency fund or it is depleted, use part of your bonus to build or replenish it.
Using credit or debit cards abroad can prove costly.
'Allocate up to 20 per cent of your core equity portfolio to quality funds.'
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